our own Health Product Providers Scheme at low cost and with some
£2M Public and Product
Liability - specifically designed for what you do
£10m Employers Liability - for your Employees or Volunteers
£100,000 12 month Business Interruption
£100,000 DAS Commercial Legal Defence Package
(Basic Minimum Package
above- all of the above sums insured can be increased as
This policy will cover you
for injury to persons or damage to their property, which is not as
a result of treatment and extended to include product related
advice and claims arising from product design, defective bottling
Even if you are not manufacturing, the mere supply or involvement
with a faulty product could render you legally liable. Under EEC
Directives, the last person in the supply chain is initially held
Exporting to other
countries is covered (other than the USA or Canada), providing the
claim is brought against you in the UK or Eire. There is no
restriction on where the goods have been exported from.
Our comprehensive Products Liability covers the sale, supply,
service, demonstration and alteration of goods or medicines in
the event of an insured event causing injury or damage to
others. We would point out that this extension is designed for
businesses set up solely to market/supply/ sell products - we have
specially designed policies for therapists supplying products as
part of their practice, so please enquire separately for this.
In addition, the main
perils covering your contents (or buildings) included are...
Fire, Storm, Flood,
Accidental Damage or Loss, Theft following a break- in, Malicious
Damage, Glass, Money and other relevant covers.
Equipment to be covered outside the premises and cover abroad may
be arranged upon request.
Cover is further enhanced
by our DAS Commercial Legal Defence Package, including
Discrimination Defence, Employers Tribunals and Awards, 24 hour
free Legal Helpline Tax and counselling Helplines.
A further unique feature is the Business Legal Service online,
enabling you to search out standard legal documents and be brought
up to the minute on changes to the Law which may affect you and
If you work from or see
clients from home, don't forget to advise your home insurers, as
many have restrictions. We have a very competitive and
comprehensive solution for Household Insurance - please call
us for a quote!