Balens pioneered top quality cover for Osteopaths in the early 1990s and have been actively involved as a major supplier to Osteopaths ever since. Working behind the scenes not only in education, but in a consultancy capacity, helping with risk management and playing a major role in a recent survey undertaken on behalf of the Regulator, Balens have been a loyal and long serving servant of the Osteopathic community. Not only is our scheme for Osteopaths extremely comprehensive and competitively priced but the policy wording is one of the widest available on the market and includes many important features that other policies may not. Our policy is a uniquely designed "hybrid" policy incorporating the advantages of a Claims Made and Claims Occurring wording without their disadvantages. We are very flexible and can respond quickly to changed circumstances and needs. As well as all types of Osteopathy, we can include over 3000 different therapies and techniques within the one policy, many at no additional premium.
Balens specialist insurance packages are designed by our Managing Director David Balen, who has 40 years experience in the insurance industry. We have always regarded our claims service (including an out of hours helpline in event of emergencies), our advice, top quality cover and personal service as our main strengths. These alone can save time and money in the long term. Our collective buying power ensures that you get the best value for money and a unique cover opportunity in this very specialised and limited marketplace.
The annual premium is £267.00 for a liability limit of £6,000,000 or £283.00 for a liability limit of £10,000,000.
We also offer an additional Personal Accident policy to cover for lump sum death and disablement. This can be added to the policy for an additional £11.00 premium.
Newly Graduated Osteopaths will receive a 30% discount for the first year policy.
We offer the facility to spread your premium over 10 monthly direct debit instalments. Please note there will be an interest charge of 12.25% to use this facility.
We are able to send you a leaflet and form upon request which will give you all of the information you need to enable you to make a clear decision. If you have any queries, we will do our best to assist.
Please note that if you are a member of any Association or Training School who hold a customised insurance scheme with Balens, please let us know as you may be eligible for discounted rates.