Associación de Profesionales de Shiatsu en España

Balens in conjunction with APSE are delighted to announce the introduction of a specialist insurance package tailor made for APSE members.

The combination of Balens 20 year long standing expertise, experience and dedication to the Ethics of Natural Medicine and Well Being, plus APSE's commitment to its members has produced a ground breaking insurance policy at competitive rates.

Balens are based in the UK and have a dedicated bilingual capacity, they also visit Spain on a regular basis.

Once you are a Balen Client you can easily renew next year online using our special secure system.

We may be able to help with other aspects of your insurance needs, such as business and household policies.

Whats covered?

Limit of indemnity €360,000 in aggregate including cost and expenses for each and every claim. Remember you don't have to have been negligent, for someone to sue you! We cover the defence of the allegation whether true or untrue! Wide description of cover means that you needn't worry if you will be covered or not! This means that each of the following types of situation will be covered for the overall maximum of €360,000 per claim and in the year...

• Professional indemnity - loss to your clients arising from treatment or advice
• Medical Malpractice - causing injury to your clients arising from treatment or advice
• Public liability - causing damage or injury but not directly as a result of treatment or advice
• Product liability - if a product innocently supplied or sold is defective, and injures someone
• Court and defence costs for the above
• Defence for Sexual harassment allegations

Unlimited retroactive cover:

Means that Indemnity relating to any claim that is registered within in the insurance year regardless of when the incident took place.

Cover is extended to the European territorial limits, as long as the claim is brought against you in Spain.

Means that you are insured to work anywhere in Europe

Policy excess Nil

Means that you will not have to pay any contribution to the insurer in the event of a claim. Balens are here to protect you.

50% Student discount

For case study work under supervision

Covers Shiatsu, Moxabustion, and various other medium risk therapies. We can also cover more invasive therapies such as acupuncture upon request.

Balens' expertise includes a deep knowledge of the many therapies in Natural Medicine, so you needn't worry that someone here doesn't understand what you do or what you need. We have 32 Staff dedicated to Health Professionals!