Move confidently through your career journey with insurance designed for health, wellbeing, fitness and beauty professionals whose work naturally grows over time.

Does this sound familiar?

Your professional life is taking off. Perhaps you're:

  • Training in new therapies or activities but unsure how they'll affect your insurance
  • Starting to offer online consultations alongside your in-person work
  • Getting requests to run workshops overseas
  • Hiring new employees to your business
  • Expanding into brand-new premises
  • Moving into supervision or teaching but worried your cover won't stretch that far
  • Feeling stuck with insurance that doesn't reflect what you do now

What if your insurance looked like this instead:

  • Your policy could accommodate recognised therapies or activities
  • You're covered for online, phone and in-person delivery
  • You could take opportunities abroad, and your insurance could still protect you
  • Your insurance keeps pace as you progress into teaching or mentoring roles
  • You have a partner who understands your sector and helps to keep your cover relevant

Your long-term insurance partner

Your practice five years from now probably won't look the same as it does today. That's the nature of the sector. 

Health, wellbeing, fitness and beauty professionals need insurance that understands how careers develop. In fact, Balens were established in 1950 and have spent decades, particularly since specialising in health and wellbeing insurance in the mid‑1990s, learning what matters to practitioners like you.

As your professional life develops, your insurance should reflect the way you work. With Balens, practitioners can expand or adjust their cover as they add new services, start working online, take opportunities overseas or move into teaching and supervision.

And if you’re recruiting employees, buying equipment or moving into new premises, our Business Protection Policy can be tailored to meet your specific requirements.

We're your specialist partner for the long term.

Insurance that can adapt as your practice develops

Ready to work with a specialist partner?

Your career is developing. Your skills are growing. Your opportunities are expanding.
Let's make sure your insurance keeps pace.


We'll help you understand what's possible under Balens cover as your practice evolves. Whether you're adding activities, working internationally, delivering sessions online or moving into teaching, we're here to get you the right protection.

The health and wellbeing sector keeps moving forward. Let's make sure you're ready for what comes next.

Understanding your cover

Please note, all changes to your insurance are subject to:

  • The specific terms, conditions and exclusions of your policy
  • Territorial limits that apply to your cover
  • Appropriate disclosure of your activities

We'll work with you to help ensure your insurance remains right for your developing practice. However, some changes may require additional premiums.

As your specialist insurance partner, we’re here to help.

Please speak with us before making significant changes to your practice so we can confirm your cover remains suitable. And if you have any questions, please get in touch with our team.

Insurance that can adapt as your practice develops

Here's how we support your professional development:

Adding new therapies or activities

Your skills are growing. You're qualifying in complementary therapies, expanding your treatment menu, upskilling to meet client demand.

What this means for your cover:

Our policies are designed to accommodate recognised therapies as you qualify. When you add a new therapy, just let us know.

Your practice can develop without outgrowing your insurance

 

Working online or hybrid

The way we deliver care has changed. Online consultations, video sessions, telephone support, these are all now part of standard practice for many professionals.

What this means for your cover:

Many of the policies offered and arranged by Balens can include online and hybrid. Whether you're working in person, online or a blend of both, your professional responsibilities stay the same – and we can help.

Work the way that suits your clients and your business.

 

Working overseas

Leading workshops in Ireland. Delivering training sessions across Europe. International opportunities are part of modern practice.

What this means for your cover:

Cover for temporary work overseas is included as standard subject to specific conditions. When opportunities arise, we'll help you understand what's possible under your policy.

Take your practice further afield with cover designed for where you work.

 

Moving into teaching and supervision

After years as a practitioner, professionals progress into training or mentoring. It's a natural next step.

What this means for your cover:

We’ll help align your professional protection with these evolving roles, subject to policy terms and conditions. From practitioner to educator – your insurance can evolve with you.

Support the next generation with appropriate cover in place.

Contact Us

Our team is here to help you choose the right insurance for your business needs, provide guidance on claim prevention and support you in the event of any claims and/or incident that may lead to a claim.

Meet the Team Contact Us